10.03.10 The 3rd Key for Evaluating a Prospective Partner’s Financial Readiness?

3. Does the Person Prepare for Future Financial Responsibilities?

Assess how the prospective partner prepares for future financial responsibilities. Does the person take deliberate steps to prepare before pressure arises or only after difficulties appear? Does the individual study, plan and organise for upcoming needs ahead of time; or does she or he depend on reacting when circumstances change or needs arise?

Asenath must have observed Joseph’s capacity to actively prepare for future financial responsibilities. The Bible reports how he proactively prepared and established a well-organised system for collection, storage and preservation of grain rather than waiting for the crisis to hit (Genesis 41:29–30, 33–36). His conduct showed foresight, readiness and deliberate preparation that protected the nation when the years of scarcity came.

Bernard displayed a striking lack of active preparation for future financial responsibilities. His disinterest in financial learning, combined with living from crisis to crisis, poor financial decision and secretly involving Martha in his debts revealed a profound lack of financial maturity and an unwillingness to plan ahead for a secure future.

A financially-ready partner takes proactive steps to manage his or her finances, recognising that financial stability is a key foundation for a strong and resilient relationship. They don't wait for marriage to learn how to manage money but acquire necessary skills as part of their lifestyle. A partner who is willing to learn and grow in how they manage money will be inclined to build a stable and secure financial future with you, demonstrating prudence, discipline and a clearly laid-out and tangible plan for managing expenses in the short, medium and long-term-term.